Reliable Fix & Flip Capital,
From Investors Who Get It.
Lending A Hand provides asset-based hard money loans for serious fix & flip investors. Close in as little as 24 hours, and you focus on what you do best—turning distressed homes into modern homes buyers love.
Backed by local market experts • Focused on single-family & small multifamily value-add projects
How it works
Simple, asset-based funding for your next flip.
Lending A Hand underwrites deals based on the property and your plan—not tax returns or W2s. We move quickly so you can lock up the best opportunities in your market.
Receive term sheets within 24 hours and can close in as little as a week, subject to appraisal and clear title.
1. Quick scenario review
Share the address, purchase price, rehab budget, and your exit strategy. We respond with ballpark terms the same day.
2. Underwrite & approve
We order valuation, review your scope of work, and confirm ARV. Once approved, you receive a clear term sheet and closing timeline.
3. Fund & draw rehab
We wire funds at closing, then release rehab draws as work is completed—keeping cash flowing while you execute your plan.
Built for active investors
Hard money lending that keeps your pipeline full.
Whether it’s your first flip or your fiftieth, Lending A Hand gives you the speed and flexibility traditional banks can’t match.
Speed without the red tape
We’re optimized for quick close: streamlined docs, common-sense underwriting, and clear communication. When a great deal hits the market, you’ll be ready.
Flexible leverage & draws
Up to 90% of purchase and 100% of rehab funded. Interest-only payments keep monthly carrying costs low while you add value to the property.
Partners, not just lenders
We’ve managed renovations, dealt with contractors, and sold homes ourselves. Expect honest feedback, realistic numbers, and a team that wants every project to pencil.
By the numbers
Consistent, repeatable results for local investors.
We focus on helping a tight group of investors do more high-quality deals each year—not on churning volume. That means responsive service and reliable capital when you need it.
Typical fix & flip loan terms
- Loan amounts from $150,000 to $2,000,000
- Up to 90% of purchase price; up to 75% of ARV
- Interest-only payments, 12–18 month terms
- Rates starting at 9.5% (deal and experience dependent)
- No income verification, FICO flexible, LLC & entity-friendly
Before & After
Old homes, new life—funded by Lending A Hand.
Explore a few recent projects where we helped investors turn dated and distressed properties into bright, modern homes families are excited to move into.
Looking for more deal examples in your specific neighborhood or price point? Request a curated case study pack with real numbers.
1940s bungalow kitchen—converted to a bright open-concept layout with updated cabinets, lighting, and surfaces.
Vacant property with peeling paint and overgrown yard—transformed into a clean, move-in ready home with strong curb appeal.
Dark, cramped bath reimagined as a bright spa-like retreat with updated tile, fixtures, and storage.
Investor stories
“They fund fast and understand what a real project looks like.”
“Lending A Hand has funded 11 of my flips over the past three years. They move quickly when I need to lock up a deal, and they’ve been flexible when timelines shift. Having a lender that’s actually been in the renovation trenches makes every project smoother.”
Jordan M. • Full-time investor • 3–5 flips per year
Ready for your next flip?
Share a quick deal scenario to see if it fits our box. No pull of personal credit, and we’ll email back a sample structure you can use to underwrite similar deals.
Typical response time: under 1 business day.
FAQ
Questions fix & flip investors ask us most.
Don’t see your question here? Include it when you submit your deal scenario and we’ll address it directly.
How fast can you close on a fix & flip loan?
If we have a complete file and the appraisal comes back clean, we can typically close within 7–10 business days. For repeat borrowers with existing relationships, we can often move even faster. Title issues, entity setup, or complex rehabs can add time, but we’ll give you a clear timeline up front.
Do you lend to first-time investors?
Yes. We prefer to see some experience in real estate or construction, but we will work with first-time flippers on the right projects. For newer investors, we may adjust leverage and require more detailed scopes, but we’re happy to help you get your first few deals done safely.
Which property types do you fund?
Our primary focus is on single-family homes and 2–4 unit small multifamily in solid, transit-accessible neighborhoods. We can review light mixed-use and small condo projects case by case. We do not currently fund raw land, ground-up development, or heavy commercial projects.
What do you look for in an ideal deal?
We want to see a realistic ARV supported by comps, a clear and staged rehab budget, and enough profit spread after financing, holding costs, and selling expenses. As a rule of thumb, we like projects where investors have at least 10–15% projected net margin after all costs.
Can I use LLCs or other entities to borrow?
Absolutely. Most of our loans are made to LLCs or investment entities with personal guarantees from the principals. If you need help structuring this, mention it when you submit your scenario and we can coordinate with your attorney or CPA.
Let’s run the numbers on your next fix & flip.
Send us a quick scenario and we’ll respond with a no-obligation term preview and high-level feedback within one business day.
Prefer to talk it through? Call our investor line at (555) 123-9876.
Contact Us
Have a question about funding your next project? Use the form below and our team will follow up with you shortly.
Hard money lending for serious fix & flip investors. Not a commitment to lend. All loans subject to underwriting and approval.
Office
123 Market Street, Suite 400
Your City, ST 00000
NMLS ID 000000 • For business purpose loans only • Equal Housing Opportunity