The Only Broker You Need. 100% Fix & Flip Financing
No money down. The capital you have been looking for to purchase and rehab, fully funded.
How It Works
Step 1: Submit Your Deal
Send us the property and your numbers. We tell you fast whether it qualifies for 100% financing. No lengthy back and forth.
Step 2: Get Your Terms
We match your deal against our lender network and send you real terms, not a generic prequalification letter.
Step 3: Close and Get Funded
Purchase and rehab funds, both covered. You close, start work, no cash out of pocket.
Hard Money made easy with a broker you can trust.
Here for you, when you need it most.
Everyone Offers 90/100. We focus on 100%.
Most hard money lenders cap you at 90% of purchase, which still means bringing cash to the table. We built LAH Funding around a different model: full financing on both purchase and rehab, for investors who'd rather deploy their capital into more deals instead of tying it up in one.
No Money Down on the Deal Itself
Purchase and rehab both financed in full. Standard closing costs still apply, but your capital stays in your pocket, keeping you positioned and ready to move on the next deal!
Built for Volume
Scale your portfolio without limits. Keep your money working so you can move quickly when the next opportunity comes along!
A Niche, Not a Compromise
100% financing is one thing we do, and we do it exceptionally well. It's not a side offering buried among a dozen other programs. It's a core part of what we specialize in, built to help you move faster and keep your capital working.
Private Loan Products
Fix and Flip Loan
Short term funding for the purchase and rehab of aresidential investment property
DSCR Loan
Long term financing solutions for 1-4 unit rental properties.
New construction
Simple and fast construction funding with 6-12 month term lengths
Investor Stories
I closed on a duplex in under two weeks with zero cash out of pocket for purchase or rehab. That freed me up to put my own capital toward my next deal instead of sitting in this one.
Most lenders wanted 10% down plus rehab reserves. Lending A Hand funded both in full, and the process was straightforward from application to closing.
I've done a handful of flips and this was the first time a lender covered the whole project, purchase and renovation. It changed how many deals I can run at once.
I was tired of piecing together funding from two different lenders for purchase and rehab. Having it all in one loan, fully financed, made the whole project simpler to manage.
They funded 100% of my last flip, purchase and rehab both, and closed fast enough that I didn't lose the deal waiting on financing.
100% Financing (FAQs)
1.) What exactly does "100% financing" cover?
It covers the full purchase and rehab of your project or treatment. There are zero out-of-pocket costs required upfront, allowing you to get started immediately without a down payment.
2.) Do I need a perfect credit score to qualify for 100%?
Not at all. We partner with multiple top-tier lenders who accommodate a wide range of credit profiles. Many of our clients are surprised by the favorable terms they qualify for.
3.) Will checking my options affect my credit score?
No. The initial pre-qualification process uses a 'soft pull' which has zero impact on your credit score. A hard inquiry is only performed if you choose to move forward and finalize the loan.
4.) Are there hidden fees or early payoff penalties?
Transparency is our priority. There are absolutely no hidden fees, and our Fix and Flip programs feature zero early payoff penalties. You can pay off your balance ahead of schedule anytime.
5.) How quickly can you close?
The application process is completely digital and takes less than 48 hours. After that it only takes 7-10 business days to close on your next project.
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